I encourage everyone who visits my website to also check out the radio show, Retirement Unpacked. It’s on KLZ 560 AM Wednesdays from 2:00-2:30pm. It is packed with both useful and interesting information…some of it financial and some human interest. I find that how people spend their time in retirement is extremely interesting. My guests […]
The age when required minimum distributions from IRAs must be taken will be pushed forward from the present age of 72, ultimately going to age 75 by 2032. Critics of the law say that it has not gone far enough in helping more Americans achieve a secure retirement. Presently only 50% of American workers are
I will be the first to agree that inflation is running rampant. But, rather than complaining to everyone you meet, consider how it may affect you personally. For example, if you own your home, you are less concerned about the increases in Real Estate or rent, but more concerned about the costs of home maintenance
Al Smith not only does private consultations, but he also travels to speak at events. If you would like to host a financial workshop at your organization, contact Al today. Financial topics include: Social Security Retirement Financial Wellness College Planning Investing Tax Planning Insurance Planning Human Resources Continued Education Requirements Fraud Prevention and Awareness in
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Planning/preparing for retirement has many similar steps that you might take if you were planning a home improvement project or an extended vacation. Let’s look first at the home improvement project. The likely first step would be to determine the ultimate goal….an addition to a home, a bathroom remodel, or a kitchen upgrade. Once that
70% of people over 65 will need care at some point. 80% of elder care is provided in private homes….only 13% receive care in nursing homes 66% of those with chronic illnesses receive all of their care from family members…..only 9% receive all their care from paid caregivers….26% receive both paid and family care. 2/3