1-Minute Video: Thousands of Baby Boomers are retiring each day, and many are wondering about the possibility of having to pay for expensive long-term care. Long term care insurance was created to cover the costs of skilled nursing, assisted living and other types of care as you age. Long term care policies are expensive […]
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Roth IRAs are funded with money that you’ve already paid tax on, and then they grow tax-free. This is different than traditional pre-tax funded retirement accounts. Roth IRAs offer many advantages that other traditional retirement accounts don’t. First, you can withdraw your money tax-free during retirement, which allows you to manage your taxable income.
To keep your investment portfolio on target for financial goals, you want to balance risk and diversify your assets. That’s the purpose of asset allocation – the process of dividing your portfolio among major categories like cash, stocks and bonds. Historically, the returns of these three major asset categories have not moved up and
Al Smith (303) 744-1128 Retirement Planning, Financial Advisor Littleton CO
Too many young people can’t afford college, and many more leave college under a mountain of debt. Here are 5 ways to plan for a debt-free education. First, invest early in college savings plans like 529s or state prepaid tuition plans – parents and grandparents can participate. Second, avoid loans if possible – they’re easy
Leading Alternative to Long Term Care Insurance The only nationwide home care options for seniors Cost-effective investment for your peace of mind No age limits or medical underwriting The True Freedom Plans are the most viable alternative to traditional Long Term Care Insurance Contact Al Smith to secure your True Freedom Plan today! Al